31.03.2008 

31.03.2007

i)   Capital Adequacy Ratio 
     In relation to Risk Weighted Assets

(as per Prudential norms – Basel-1)

12.35%

12.51%

ii)  CRAR – Tier I Capital (%)

7.24

8.25

iii) CRAR – Tier II Capital (%)

5.11

4.26

iv) Capital Adequacy Ratio as per Basel-II [implemented from 31.03.2008]

11.97

---

v) Percentage of share holding of Government of India

(State Bank of India holds the entire shares in the Bank).

NIL

NIL

vi) Amount of Subordinated Debt [Rs. in Crore]     raised as Tier I Capital [IPDI]    Rs. 350.00 crore [Previous year –     NIL] and Tier II Capital Subordinated     Debt of Rs.1860.00 crore [Previous     year – Rs.1200.00 crore]

2210.00

1200.00

            PARTICULARS

31.03.2008

31.03.2007

(1)

Value of Investments

(i)

Gross Value of Investments

(a) In India

16092.84

14009.87

(b) Outside India

Nil

Nil

(ii)

Provisions for Depreciation

(a) In India

65.69

90.71

(b) Outside India

Nil

Nil

(iii)

Net Value of Investments

(a) In India

16027.15

13919.16

(b) Outside India

Nil

Nil

PARTICULARS

31.03.2008

31.03.2007

a)

Opening Balance – 31.03.2007 (a)

90.71

16.19

ADD:

b)(i)

Diminution in value on shifting from AFS to HTM category

66.67

74.08

(ii)

Diminution in value on shifting from HFT to AFS category

0.95

0.00

(iii)

Provision for Non-Performing Investments

0.12

0.00

(iv)

Provision for depreciation on AFS category

0.00

75.66

(v)

Provision for depreciation on HFT securities

0.00

2.10

(vi)

Provision for amortisation of premium on HTM securities

114.12

126.86

Sub-Total (b)(i to vi)

181.86

278.70

LESS:

c)(i)

Write back on recoveries in NPI

1.75

3.24

(ii)

Provision utilized/written back on account of non performing Investments

3.12

0.00

(iii)

Write back on account of reduction in depreciation in AFS category

18.73

0.00

(iv)

Write back on account of reduction in depreciation in HFT category

1.54

0.00

(v)

Write back of provision utilised and book value of Investments reduced

67.62

74.08

(vi)

Write back of amortisation provision utilized and book value of investments reduced.

114.12

126.86

SUB-TOTAL (c)  (i to vi)

206.88

204.18

Closing balance as on 31.03.2008  (a+b-c)

65.69

90.71

Minimum outstanding during the year

Maximum outstanding during the year

Daily average outstanding during the year

As on 31.03.2008

Securities sold under repos

NIL

900.00

15.98

900.00

Securities purchased under reverse repos

NIL

2000.00

61.45

0.00

Sl. No.

Issuer

Amount

Extent of private placement

Extent of below invest-ments grade securities

Extent of Unrated Securities

Extent of unlisted securities

1

PSU

158.71

119.07

0.00

7.14

14.65

2

FIs

470.29

469.08

24.21

12.74

36.94

3

Banks

90.48

90.48

0.00

0.00

1.00

4

Private Corporates

225.02

90.92

0.00

0.00

1.00

5

Subsidiaries/Joint ventures

6.33

6.33

0.00

0.00

0.00

6

Others

1123.46

11.40

0.00