| Purpose |
Personal (Overdraft) |
| Eligibility |
Constituents who maintain term deposits
of minimum Rs.50, 000/- |
| Amount of finance |
No ceiling |
| Margin |
20% |
| Security |
Pledge of term deposit receipts |
| Repayment |
Payable on demand or by self liquidation
on maturity of security |
| Interest rate |
2% above the interest rate allowed on
the deposit |