| Limit |
Fixed on the basis of crops
raised according to the latest DLTC scales of finance |
| Repayment |
According to the harvesting
and marketing period of each crop |
| Margin |
SF & MF: No margin
Others: 15% to 25% |
| Security |
Up to Rs.25, 000: Hypothecation
of crops raised
Above Rs.25, 000: Hypothecation of crops in addition to
mortgage of farm land or 3rd party guarantee, according
to the discretion of the bank |
| Crop Insurance |
Facility of Rastriya Krishi
Bima Yojana for notified crops in notified areas |