| Purpose |
General purpose |
| Eligibility |
All individuals who are 21 years old
or older |
| Amount of finance |
Maximum Rs.5 lakhs |
| Security |
Pledge of Gold ornaments or Jewellery made of 22
Carat or 18 Carat |
| Gold valuation |
Rs.1050/- per gram for 22 carat gold purity,
Rs.850/- per gram for 18 carat gold purity |
| Repayment |
12 months to 18 months |
| Appraisal charges |
Rs.3/- per thousand with a minimum of Rs.30/- and a
maximum of Rs.110/- |
| Processing Charges |
Rs.3.50 per thousand with a minimum of Rs.30/- and a
maximum of Rs.110/- |