| Purpose |
To meet domestic expenses |
| Eligibility |
All Central and State government pensioners who maintain pension accounts |
| Amount of finance |
12 months pension or Rs.75, 000/- maximum,whichever is less |
| Margin |
None |
| Security |
3rd party guarantee of spouse, family member who is eligible for family pension,or 3rd party guarantee equal to 100% of the loan amount |
| Repayment |
48 monthly Instalments from the 1stmonth after loan disbursal |
| Processing charges |
none |