| Purpose |
To meet domestic expenses |
| Eligibility |
All Central and State government pensioners who maintain pension accounts |
| Amount of finance |
12 months pension or Rs.1,00, 000/- maximum, whichever is less |
| Margin |
None |
| Security |
3rd party guarantee of spouse, family member who is eligible for family
pension, or 3rd party guarantee equal to 100% of the loan amount |
| Repayment |
60 monthly Installments from the 1st month after loan disbursal |
| Processing charges |
none |