| Purpose |
General purpose |
| Eligibility |
Individuals who are employees, professionals, agriculturists,
self-employed and others who are income tax assesses |
| Income |
Net monthly income of Rs.8000/- for salaried persons
Net annual income of Rs.1.00 lakh for the self-employed and others |
| Amount of finance |
Minimum of Rs.50, 000/- and a maximum of
Rs.50.00 lakhs which is 36 times the NMI of salaried persons or thrice
the NAI for others, whichever is less |
| Margin |
50 % of the market value of the property |
| Security |
Mortgage of immovable property |
| Repayment |
84 months for term loans and overdrafts |
