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Personal Advances / Paryatan Scheme
 
Purpose To provide financial assistance to meet travel expenses, to visit tourist / pilgrimage centers in India / abroad
Eligibility Employees working in State / Central Govt. / PSUs / Corporations / Boards, with a minimum of 2 years service and minimum net monthly income of Rs. 5,000/- p.m. / For Businessmen and professionals / self employed, minimum income Rs. 1.00 lac per annum
Security Check off facility for salaried class / salaried instructions or post dated cheques and 3 rd party guarantee with sufficient income of worth OR Collateral security in form of NSC / LIC Policy / Shares / immovable property.
Loan Amount Travel in India:
Minimum Rs. 10,000/-
Maximum 10 times the net monthly income or Rs 75,000/- whichever is lower OR one time net annual income or Rs. 75,000/- whichever is lower for applicants other than the salaried class.
Travel Abroad:
Maximum: 10 times net monthly income or Rs. 1.50 lacs in case of salaried persons OR two times net annual income or Rs.1.50 lacs in case of applicants other than salaried class.
Repayment 36 months
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