| Purpose |
Personal |
| Eligibility |
Constituents maintaining term deposits |
| Amount of finance |
No ceiling |
| Margin |
10% up to Rs.10,000/-
20% for above Rs.10,000/- |
| Security |
Pledge of term deposit receipts |
| Repayment |
Payable on demand |
| Interest rate |
Rate of interest of the TDR + 1.5% |