Compare Our Savings Accounts
CLICK HERE for Savings Account – Comparison 
| Savings Bank | Savings Plus | SSS Silver | SSS Gold | Premier Savings | GEN-X | NRE (Savings) |
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Individuals including minors and NRIs; HUF Single/Joint | Individuals including minors and NRIs; HUF Single/Joint | Salaried Employees with a tie up with employer | Salaried Employees with take home pay of `50,000/-or more with /without a tie up with employer | Individuals including minors and NRIs; HUF Single/Joint Aimed at High Net worth Individuals | Resident Individuals-above 21years & up to 40 years of age. Single/Joint First a/c holder should be in the above age. | Non Resident Individuals including minors Single/ Joint Joint only with another NRI |
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Transaction a/c | Transaction a/c with Sweep & reverse sweep facility for investing in TDR/STDR automatically | Transaction a/c with option of sweep & reverse sweep facility for investing in TDR/STDR automatically | Transaction a/c with option of sweep & reverse sweep facility for investing in TDR/STDR automatically | Transaction a/c with option of sweep & reverse sweep facility for investing in TDR/STDR automatically | Transaction a/c | Transaction a/c |
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Metro / Urban-`1,000/- Semi Urban/ Rural-`500/- Charges for non-maintenance of Q.A.B- `300/ qtr at Metro/ Urban centers `150/ qtr at semi-urban/ |
`5,000/- Charges for non-maintenance of Q.A.B- `300/qtr at Metro/ Urban centers `150/ qtr at semi-urban/ rural centre |
Nil However, should the customer use a non-State bank group ATM more than once during a month, the minimum balance clause as applicable to normal savings a/c will apply and related charges will be applied during the month |
Nil | `1,00,000/- average quarterly balance; Charges for the non-maintainance – `1,000 per quarter |
` 5,000/- | Metro / Urban-`1,000/- Semi Urban/ Rural-`500/- Charges for non-maintenance of Q.A.B- `300/ qtr at Metro/ Urban centers `150/qtr at semi-urban/ rural centre |
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Free at home branch Updating of pass book at Non-home branch-`10/- |
Free at home branch Updating of pass book at Non-home branch-`10/- |
Free at home branch Updating of pass book at Non-home branch-`10/- |
Free | Free | Free at home branch | Free at home branch |
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Free at home branch; Can be downloaded thru Inter Net Banking |
Free at home branch; Can be downloaded thru Inter Net Banking |
Free at home branch; Can be downloaded thru Inter Net Banking |
Free at home branch; Can be downloaded thru Inter Net Banking |
Free at any branch; Free over email Can be downloaded thru Inter Net banking |
Free at home branch; Can be downloaded thru Inter Net Banking |
Free at any branch; Free over email Can be downloaded thru Inter Net banking |
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Per annum50 leaves -free | Per annum50 leaves -free | Per annum50 leaves -free | Per annum50 leaves -free | Per annum50 leaves -free | Per annum50 leaves -free | Per annum50 leaves -free |
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Available |
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Free | Free | Free | Free | Free | Free | - |
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Not applicable | `50,000/- | `50,000/- | `50,000/- | `100,000/- | Not Applicable | Not Applicable |
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Not applicable | Once in a calendar month from 16th to 20th. | Once in a calendar month from 16th to 20th | Once in a calendar month from 16th to 20th | Once in a calendar month from 16th to 20th | Not Applicable | Not Applicable |
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Not applicable | Minimum 1 year; Maximum-3 years; Default tenor-1 year; Amendment charges for tenor/ threshold-`25/-(each time) |
Minimum 1 year; Maximum-3 years; Default tenor-1 year; Amendment charges for tenor/ threshold-`25/-(each time) |
Minimum 1 year; Maximum-3 years; Default tenor-1 year; Amendment charges for tenor/ threshold-free |
Minimum 1 year; Maximum-3 years; Default tenor-1 year; Amendment charges for tenor/ threshold-free |
Not Applicable | Not Applicable |
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Applicable charges | Permissible credits:
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Chargeable | Chargeable | For those whose salary is `20,000/- or more-free demand drafts up to `20,000 per month | Free up to `50,000 per month | Free up to `50,000 per month | At home branch-One Demand Draft/ Bankers Cheque per calendar year favg Educational Institution/ application fee for job-free Free Collection of Cheque/s up to `20,000/- per month.(only at home branch) |
Chargeable |
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Inward-free Outward-chargeable |
Inward-free Outward-chargeable |
Inward-free Outward-chargeable |
Inward-free Outward-chargeable |
Inward-free Outward-chargeable |
Inward-free Outward-chargeable |
Inward-free Outward-chargeable |
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At specific request-chargeable | At specific request-chargeable | At specific request-chargeable | At specific request-chargeable | At specific request-first year fee waived | At specific request-chargeable | At specific request-chargeable |
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Normal TAT Normal charges |
Normal TAT Normal charges |
Normal TAT Normal charges |
Tat- 6 days; 50 % concessions in processing fees; Other charges-normal |
Tat- 6 days; 50 % concessions in processing fees for accts >6months old; 25% concessions in processing fees for accts <6months old; Other charges-normal |
Normal TAT Normal charges |
Normal TAT Normal charges |
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Normal TAT Normal charges |
Normal TAT Normal charges |
Normal TAT Normal charges |
TAT-same day; 50% waiver in processing fees. |
TAT-same day; 50% waiver in processing fees. |
Normal TAT Normal charges |
Normal TAT Normal charges |
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Not available | Not available | Not available | Not available | Free personal accident coverage for Rs.5 lacs for one year. | Not available | Not available |






























