The Crop Loans scheme and Agricultural Gold loans are offered for agriculturists, tenant farmers, and sharecroppers to raise all types of crops.
|Limit||:||Fixed on the basis of crops raised according to the latest DLTC scales of finance|
|Repayment||:||According to the harvesting and marketing period of each crop|
|Margin||:||SF & MF: No margin
Others: 15% to 25%
|Security||:||Up to `25, 000: Hypothecation of crops raised Above `25, 000: Hypothecation of crops in addition to mortgage of farm land or 3rd party guarantee, according to the discretion of the bank|
|Credit Crop Insurance||:||Facility of Rastriya Krishi Bima Yojana for notified crops in notified areas|