|
Name of the Bank |
State Bank of Hyderabad |
|
||||||
|
Savings
Bank A/c - No frills A/c |
|
|
||||||
|
Minimum Balance |
Rural Area - Rs. 25/- Other Centers - Rs. 50/- |
|
||||||
|
Charges for non maintenance thereof |
No service charges will be levied for the accounts with minimum balance of Rs.25/-. |
|
||||||
|
Savings Bank Accounts with Cheque facility Minimum balance |
RURAL Non-Rural Public
Rs. 500/-
Rs.1000/- Pensioners Rs.250/- Rs.500/- |
|
||||||
|
Charges for non maintenance thereof |
Rs.30/- per month |
|
||||||
|
Savings Bank Account without Cheque facility Minimum Balance |
RURAL Non-Rural Public
Rs. 250/-
Rs.500/- Pensioners Rs.125/- Rs.250/- |
|
||||||
|
Charges for non maintenance thereof |
Rs.30/- per month |
|
||||||
|
Other
Savings Bank account facilities |
|
|
||||||
|
Issue of loose cheque leaves |
No service charges |
|
||||||
|
Issue of duplicate Passbook/Statement |
Rs. 100/- with latest balance (additional Rs.100/- per bunch of 40 previous entries. |
|
||||||
|
Mode of calculation of minimum balance |
|
|
||||||
|
Premature Closure of SB/CA accounts before 1
year from date of opening of account. |
Individuals Rs.220/- Others Rs.500/- |
|
||||||
|
Charges for non-adherence to SB rules. w.e.f. 01-04-2008. |
Rs.20/- per entry( entries over 30 per half year.) Shall be applied in accounts on 30th June & 31st Dec. |
|
||||||
|
Services Charges on Inter Core (core power) |
Transactions
w.e.f. 29/09/2008 |
|
||||||
|
Deposit of cash
at Non-Home Branch |
Rs.25,000/- per day. |
Rs.2/ per 1000.min.Rs.25/ per transaction. |
|
|||||
|
Deposit of
cheques at home/Non-Home CBS Branch, drawn on any CBS Branch / other
banks. |
No Limit |
|
|
|||||
|
Deposit of clearing instruments at Non-Home CBS
Branch, drawn on any CBS Branch /other
banks |
No Limit |
Same as above. |
|
|||||
|
Encashment of
cheque at Non-Home Branch
|
Cash withdrawal (by the account holder): Rs.50000/ per day |
Free |
|
|||||
|
Transfer to another SB/CA at another CBS Branch. Issuance of draft /B.Ch. |
Same charges as in item ii above. Same charges as in item no ii above +Issuance charges. |
|
||||||
|
Transfer of
funds from home branch to third party accounts at another CBS Branch. |
No Limit |
Same charges as item ii above. |
|
|||||
|
Passbook
updation at Non-Home branch. |
---------- |
Rs.10/- per passbook. |
|
|||||
|
|
|
|||||||
|
1.Charges are to be recovered from the account where the credit is afforded. However, no recovery shall be |
|
|||||||
|
Effected from the accounts of holders of Savings Plus accounts. |
|
|||||||
|
2. Charges recovered are to be credited to the branch, which puts through the transaction. |
|
|||||||
|
3. Transactions put through at non-home branches, where both the legs (debit and credit) involve Inter |
|
|||||||
|
Core Transactions at out - station branches; will be charged for one leg only. i.e., for debit or credit |
|
|||||||
|
Transaction only. |
|
|||||||
|
4. Zonal Offices have the discretion to reduce the maximum cash withdrawal limit per non-home transaction at non- |
|
|||||||
|
Chest branches. |
|
|||||||
|
5. Non home transactions will be allowed to be conducted without any service charge from all staff/ |
|
|||||||
|
Pensioners and staff of Associates. |
|
|||||||
|
|
|
|||||||
|
Remittance
facility through own bank |
|
|||||||
|
Issue of
DDs/TTs |
Up to Rs.10000/- : Rs.30/- Over Rs.10000/- :Rs. 2.50 per Rs.1000/- Min Rs.50/- Maximum Rs.12500/- (+Rs.100/- Per telegram for TTs) For remittances by cash deposit cash handling charges will be extra |
|
||||||
|
DD - Cancellation |
Rs.100/-- per instrument |
|
||||||
|
DD - Duplicate |
Rs.100/-- per instrument |
|
||||||
|
DD - Revalidation |
Rs.100/-- per instrument |
|
||||||
|
Issue of BCs |
Up to Rs.10000/- Rs.30/- Over Rs.10000/- Rs. 2.50 per Rs.1000/- Min Rs.50/- Maximum Rs.12500/- For remittances by cash deposit cash handling charges will be extra |
|
||||||
|
BC - Cancellation |
Rs.100/- per instrument |
|
||||||
|
BC - Duplicate |
Rs.100/- per instrument |
|
||||||
|
BC - Revalidation |
Rs.100/- per instrument |
|
||||||
|
|
EFT
Charges - per transaction |
Up to Rs.10000/- Rs.30/- Over Rs.10000/- Rs. 2.50 per Rs.1000/- Min Rs.50/- Maximum Rs.12500/- For remittances by cash deposit cash handling charges will be extra |
||||||
|
|
ECS Debit
Returns – charges |
Rs. 50/- for each failed transaction if rejection is on account of insufficient funds |
||||||
|
|
Collection
of outstation cheques |
Upto Rs.5000/- :Rs.25/- Over Rs.5001/- & upto Rs.20000/- :Rs.3.50 per Rs1000. Min Rs.35/-. Over Rs.20000/- :Rs.3/- per Rs.1000/- With Min Rs.75/- And Max.Rs.12500/- + out of Pocket Expenses. |
||||||
|
|
Collection
of Bills (demand & usance) |
Upto Rs.5000/- Rs.50/- Over Rs.5000/-& upto Rs.10000/- Rs.75/- Above Rs.10000/-
Rs.6/- per Rs1000/- Min Rs.100/- Max Rs.12500/-
+ out of Pocket expenses. Presentation of usance bills Rs.75/- |
||||||
|
|
Collections—Miscellaneous Handling charges for cheques/bills returned unpaid.(for collection both outward/inward) |
Local cheques (other than clg) No charges for cheques presented Rs.75/- + other bank by holders across the counter
bank charges if And cheque return memo not
Insisted upon. Local Bills
Rs. 75/- + other bank charges if any. Outstation cheques/bills
Rs.150/- + other bank charges
if any. Collection of other Banks’s (*) Upto Rs.5000/- Deposit Receipts for Rs.25/- Constituent Accounts with us* (*) For Rs.5001/- and up to Rs. 20000/- Rs.3.50 per Rs.1000/- Min Rs.35/- Above Rs.20000/- Rs.3/- per Rs.1000/- Min Rs.75/- and Max Rs.12500/- + out of Pocket expenses. *In case the proceeds are invested for a min period
of I month , no charges except out of pocket expenses to be recovered. Out of
Pocket Expenses
Rs.15/- for ordinary Post Rs.35/-Regd/ Courier |
||||||
|
|
Basis for
sharing of commission with other Banks (incl. SBI/ Associates) |
50 : 50 Out of pocket expenses :
Actual at both Bank
branches |
||||||
|
|
Cash Handling Charges |
|
||||||
|
|
‘P’ Segment
Customers |
Nil |
||||||
|
|
For deposits
into CA/CC (other than P seg) 1. Upto one bundle consisting of 10 packets of 100 Pieces( irrespective of denominations) per day 2. More than one bundle of 10 packets or part thereof (irrespective of denomination) per day |
Nil Rs.100/- per bundle Max.Rs.10000/- For calculating cash handling charges, total deposits made by a customer per day should be considered to rule out multiple deposit by the same party |
||||||
|
|
Cash handling
charges for other Bank remittances RBI guidelines – for deposit of cash by Non-Currency Chest branches to Currency Chest branches (Rs.2/- per packet) In respect of cash transaction which may include deposit of cash by banks to our Non-Currency chest branches |
Rs2/- per packet. No
cash handling charges to be levied on Co-op Banks and RRBs. |
||||||
| Note: | ||||||||
| Govt.Dept such as Railways and Postal etc are exempt from the levy of cash handling charges. | ||||||||
| 1. No reduction / concession in levy of cash handling charges shall be permitted in the first six months. However, after the | ||||||||
| expiry of first six months, concessions may be given to the following types of customers taking into consideration the | ||||||||
| following : a) Value of connection. b) Interest and miscellaneous income earned. | ||||||||
| i. Corporate customers who maintain an average balance of Rs.50.00 lakhs (Rs. Fifty lakhs) or more in their current account. | ||||||||
| ii. Corporate customers who are enjoying credit facilities of Rs. 10.00 crores and above, without any other concession. | ||||||||
| iii. Other customers who are maintaining average balance of more than Rs.5.00 lacs in current account (additional one bundle of cash without levying any charge). | ||||||||
| 2. Discretion for extending concession in cash handling charges is given to the following functionaries: | ||||||||
|
||||||||
|
|
Local Clearing |
|
||||||
|
|
Collection of
all local cheques/DDs/BCs Irrespective of amount |
No Charges |
||||||
|
|
Cheques Returned
in Outward Clearing |
No Charges |
||||||
|
|
Cheques Returned
in Inward Clearing |
No Charges. |
||||||
|
|
Retail Loan |
|
||||||
|
|
Loan processing
charges |
Fund based + Non-fund based limits Upto Rs.25000/- - Nil Above Rs.25000/- upto Rs.2 lac - Rs.280/- Above Rs. 2 lacs - Rs.280/- per lac or Part thereof - Max. Rs.11.20 lacs |
||||||
|
|
Prepayment
charges For Car Loans For Education Loans For Personal Loans |
2% of the pre-paid amount for both floating
interest rate term loans and fixed interest rate term loans. 2% on the amount of the loan prepaid will be levied No prepayment charges are levied No prepayment charges are levied |
||||||
|
|
No dues
certificate |
Flat charge of Rs.110/- (No charge for government sponsored schemes) |
||||||
|
|
Solvency
certificate |
(For non-commercial purpose Rs.250/- flat for certificate) Upto Rs.1.00 lac Rs.550/- Above Rs.1.00 lac & upto Rs.25.00 lacs - Rs.3000/- Above Rs.25.00 lac & upto Rs.50.00 lac Rs.6000/- Above Rs.50.00 lac Rs.11020/- |
||||||
|
|
Charges for late
payment of EMI |
No penal interest to be charged on Housing loans
and Education loans upto Rs.25000/- All advances excepting those mentioned above, Penal Interest at 2% is to be charges on the entire loan outstanding for the period of default. |
||||||
|
|
Charges for
changing from fixed to floating rates of interest |
At present in our bank the option for conversion from fixed to floating rates of interest and vice versa is not available. |
||||||
|
|
Charges for
changing from float to fixed rates of interest |
At present in our bank the option for conversion from fixed to floating rates of interest and vice versa is not available. |
||||||
|
|
Account closure
(pre-mature) |
Rs.110/- |
||||||
|
|
Use of
Fax/Telephone/Modem |
Approximate actual charges are to be recovered |
||||||
|
|
Signature
attestation / Verification |
Rs.50/- |
||||||
|
|
Photo
Attestation Charges |
Rs.100/- |
||||||
|
|
Enquiry relating
to old entries ( more than 12 months old) |
Rs.110/- Per enquiry. |
||||||
|
|
Stop payment
charges |
Rs.55/- per instrument |
||||||
|
|
Inoperative
account |
No charges if minimum balance is maintained Rs.55/- per accounts if min. balance is not maintained |
||||||
|
|
Debit Card (ATM) |
|
||||||
|
|
Annual Fee |
Annual Maintenance fee of Rs.50/- from each ATM/Debit Card holder commences from the second year of the issue of the card w.e.f. 19-03-2006. |
||||||
|
|
Regeneration of
the Pin |
Rs.50/- w..e.f. 01-04-2006. |
||||||
|
|
Replacement/Damaged
Cards |
Rs.200/- w.e.f. 10-03-2006. |
||||||
|
|
Balance enquiry |
Nil |
||||||
|
|
Our card holders using State Bank Groups ATM’S for any purpose |
Nil |
||||||
|
|
Our card
holders using other Bank ATM’S for Cash
Withdrawal |
State Bank group customers transacting at other bank ATMs w.e.f01/04/2008. Nil w.e.f. 01.04.2009. |
||||||
|
|
Cash Handling Charges for ‘P’ |
|
||||||
|
|
|
|
|
|
|
|
||
|
Charges for
issue of cheque books |
MICR cheques - at Mechanized Rs.2.50 per leaf Processing centers For non-MICR/MICR cheques Rs.2.00 per leaf At other centers. |
|
Charges
for account statement |
|
|
Savings Bank |
Nil |
|
Current Account |
CA (Individuals) - No charges CA (Others). - Rs.300/- p.a No free folios to be Permitted. |
|
Advances
accounts CC&OD under SIB, AGR&PER segments (except
against our Bank deposits) C&I Advances |
Limits upto Rs.25000/- - No charges Over Rs. 25000/-
- Rs.300/-
p.a. Rs.300/- p.a. |
|
Charges for account closure, if any (pre-mature) |
Rs.110/- |
|
CHARGES FOR MULTI CITY CHEQUES |
|
|
Cheque Book Charges |
Rs.5/- per cheque leaf for all segments/customers. |