CUSTOMER INFORMATION SERVICE 

Interest Rates for Deposit Accounts 

SUBJECT TO TAX DEDUCTION AT SOURCE- TDS EXEMPTED ON INTEREST EARNED UPTO RS.10000/- PER FINANCIAL YEAR—NO TDS ON SB/RD A/CS—TDS APPLICABLE FOR INTEREST EARNED ON NRO DEPOSITS WITHOUT ANY EXEMPTION                                    

Updated: AS ON 01.11.2009: ALL RATES ARE SUBJECT TO CHANGE 

CHARGES FOR OTHER FEE BASED SERVICES  

 All Charges are inclusive of Service Tax. Charges subject to change                                                                                                           

                                                                                                              (Amount in rupees)

1.Lockers

Type of locker

Metro/Urban/Semi Urban

Rural

 

1 yr

2 yrs

3 yrs

1 yr

2 yrs

3 yrs

A

1000

2000

3000

750

1500

2250

B

1000

2000

3000

750

1500

2250

C

2500

5000

7500

1500

3000

4500

D

2500

5000

7500

1500

3000

4500

E

2500

5000

7500

1500

3000

4500

F

3000

6000

9000

2500

5000

7500

G

3000

6000

9000

2500

5000

7500

H

3000

6000

9000

2500

5000

7500

I

5000

10000

15000

4000

8000

12000

2.Debit Cards/ATM Card

Card is issued free of cost.

3.Drafts/TT/MT/BC

Issue

a)Upto Rs.10000/-  -  Rs.30/-;b) Over Rs.10000/-Rs.2.50 per 1000/- Min Rs.50/- Max Rs.12500/-Issue of Duplicate DD. – Rs100/- per instrument

Cancellation/Revalidation

Rs.100/- per instrument irrespective of amount.

4.Outstation cheque collection (including National Clearing)

a) Upto Rs.10000/- - Rs.56/- per instrument

b) Rs.10000/- to1 lac – Rs.112/- per inst. c) > 1 lac Rs.169/- per instrument.

5.NEFT Money Transfer

Inward = FREE

Outward : i. Upto below Rs.1 lac -- Rs.6/- per transaction. ii. Rs.1 lac & Above: Rs.28/- per transaction

6.RTGS Money Transfer

Inward=FREE

Outward=i. Upto below Rs.5 lac--28/- per transaction ii. Rs.5 lac & Above: Rs.56/- per transaction

7.Cheque return charges (Outward Returns& Inward Returns)

For Savings Account  Current, Overdraft

Cash Credit Accounts

Local: Rs.75/- +Other Bank charges if any.

Outstation: Rs.150/- + other bank charges if any.

Out of pocket expenses: Rs.15/- for Ord Post

Rs.35/- for registered post.

ECS Debits returns for insufficient funds

Rs.112/- per transaction

8.Cheque Book Issue

SB: 60 leaves in a calendar year: FREE; CA/CC/OD: Rs.2.5 per leaf