Gold Loans

Need financial help for Gold? Looking for a better reverse mortgage option? SBH has the right loan for you. Whether you are a journalist or into security service, our loans encompass all.
Gold Loans


Purpose : Demand Loan OR Overdraft by way of pledge of gold ornaments for genuine requirements of individuals
Eligibility : All individuals who are 21 years and above
Security : Pledge of Gold ornaments or Jewellery made of 22 carat or 18 carat & Gold coins issued by banks
Loan Amount : Minimum `6,000
Interest Rate : CLICK HERE to view interest rates


  1. Available as Demand Loan and Overdraft also
  2. Gold to Cash in 30 Minutes
  3. Safety of Your Gold Assured
  4. Available on all Working Days
  5. Easy documentation
  6. Flexible tenure and repayment options
  7. Walk into any Branch
  8. 1% interest concession if paid within 6 months


  1. Proof of identity (passport copy/voters id/driving license/pan card)
  2. Address proof ( electricity bill/landline telephone bill/passport copy/shop & establishment certificate/rental agreement/ration card)
  3. 2 passport size photograph

Scale Of Finance

Scale of finance is linked to market price of the gold and is revised from time to time, presently it is as under

Type of gold ornaments Scale of finance per gram (Net wt)
For specially minted gold coins sold by Banks and 24 carat gold ornaments or higher purity with BIS Hallmark of 0.916. `1800/- or 75% of the market value of Gold whichever is lower.
22 carat gold or higher purity without BIS Hallmark. `1600/- or 75% of the market value of Gold whichever is lower.
18 carat gold ornaments. `1000/- or 75% of the market value of Gold whichever is lower
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