Loan Schemes

It is this rate that works in any applicant’s mind whenever he or she tries to open an account. Here you will get the updates on our interest rates.

Loan Schemes

HOUSING LOAN
PeriodSlabInterest RateRemarks
Housing Loanupto 75 lacs8.85
Housing LoanAbove 75Lacs8.85
SBH Maxgainupto 75 Lacs9.20
SBH MaxgainAbove 75 lacs (Max: Rs. 1cr)9.20
CAR LOAN
PeriodSlabInterest RateRemarks
Upto 7 yearsNew Vehicle9.25PA
Less than 3yrsOld Vehicle14.50PA
3yrs to 5yrsOld Vehicle14.75PA
Combo Car Loanwith HL9.20PA
GOLD LOAN
PeriodSlabInterest RateRemarks
Loans Less than 2500010.50PA
Loans 25000 abv - less than 1.00lac10.50PA
Loans 1.00 Lac and above10.50PA
Loans Fixed Int Gold Loan10.50PA
EDUCATION LOAN
PeriodSlabInterest RateRemarks
Upto 4 Lacs 11.20PA
Above 4 Lacs & up to 7.5 Lacs 11.20PA
Above 7.5 Lacs 11.95PA
Gyan Shakti 9.95PA
OTHER LOANS
PeriodSlabInterest RateRemarks
Advances against Bank Term Deposit(TD) 1+TDRPA
Against Govt Securities Nsc, IVPs etc 12.40PA
Against shares and debentures/bonds/MFs 13.65PA
RBI Relief Bonds 13.55PA
Against surrender value of Life Insurance 12.65PA
Against Janatha Deposit - Public 14.05PA
Against Janatha Deposit - Staff 12.05PA
MORTGAGE LOAN
PeriodSlabInterest RateRemarks
Term Loan 12.20
Overdraft 12.45
MCLR RATES
PeriodSlabInterest RateRemarks
1 Year MCLR 8.75
6 Month MCLR 8.65
3 Month MCLR 8.60
1 Month MCLR 8.50
Overnight MCLR 8.30
The Interest Rates are Subject to Change from Time to Time

MCLR: 9.35% w.e.f:01/12/2016
Interest Rates Advances Segment Wise

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