Mortgage Loan

At SBH size does not matter! We encourage businesses, be they micro, small, or medium. Our MSME Schemes are tailor-made for your business. Browse through our options now.
Mortgage Loan

Objective : To provide hassle free credit facilities both for working capital and capital expenditure to MSME borrowers who are willing to provide mortgage of property of adequate value.

Eligibility : MSME Enterprises
Quantum of Loan : 65% realizable value of the Security subject to a maximum of `5.00 crores depending upon category of Enterprise
Repayment : Working capital loans [CC/OD] is valid for 12 months. However interest should be serviced with in 15 days after charging.Term Loan 60 Months including moratorium. Demand loan maximum 36 months
Margin : 35%
Security : Primary : Hypothecation of assets acquired by Bank Finance.Collateral : 153% of Loan amount in the form of equitable/ registered mortgage of land/building.
Interest Rate   CLICK HERE to view interest rates
Processing Fee
[Working Capital Loans]
: CLICK HERE to view Processing Fee
Up-Front Fee
[Term Loans]
: CLICK HERE to view Up-Front Fee
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