Mortgage Loans

Need financial help for higher studies? Looking for a better reverse mortgage option? SBH has the right loan for you. Whether you are a journalist or into security service, our loans encompass all.
Mortgage Loans
Mortgage loan for Trade and Service Sector (CC / OD / TL)
  1. Loan for providing hassle free working capital finance to borrowers in trade & service Sector who are willing to furnish mortgage of property of adequate value
  2. Retail traders / whole sale traders professionals & self-employed / small business enterprises / commission agents / corporates engaged in T&S sector
  3. Term loan OR Cash Credit (Working Capital loan)
  4. Assessment of limits – 15% of the projected Annual Turnover for Traders 1 year annual income for professional and self employed subject to a maximum of 65% of distress value of property
Interest : Click to view Interest Rates
Repayment : Term Loans – Maximum period of 60 months
Cash credit – Renewal on annual basis Overdraft
Quantum of finance : Minimum `10.00 lacs

Maximum `5.00 crores
Processing charges : Upto `2.00 lacs `250/-
Above `2.00 lacs, `250/- per lac,

max `10.00 lacs

Security : Equitable Mortgage of Immovable Property

Registration of Memorandum of Deposit of Title Deeds with The Registrar of Assurances (Sub-Registrar) is compulsory (Registered Equitable Mortgage)

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