MSME Smart Score

At SBH size does not matter! We encourage businesses, be they micro, small, or medium. Our MSME Schemes are tailor-made for your business. Browse through our options now.
MSME Smart Score

Objective : To provide hassle free loans to Micro, Small and Medium Enterprises [Manufacturing & Services] under standardized loan appraisal process based on the score which is computed based on personal background, business, and security particulars.

Eligibility : Individually managed proprietorship / partnership concerns or closely held private / public limited companies
Quantum of Loan : 20% of the projected sales or 67% of project cost.
Minimum `5.00 lacs
Maximum `25.00 lacs
Repayment : Working Capital Loan is valid for 12 months
Term Loan 60 Months
Margin : 33% for Term Loan & 25% for Working Capital Loans
Security : Primary : Hypothecation of assets acquired by Bank Finance
Collateral : Loans upto `10.00 lacs no collateral security required. For loan amount Above `10.00 lacs, 50% of Loan amount
Interest Rate : CLICK HERE to view interest rates
Processing Fee
[Working Capital Loans]
: CLICK HERE to view Processing Fee
Up-Front Fee
[Term Loans]
: CLICK HERE to view Up-Front Fee
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